Undergraduate Financial Aid

Expected Family Contribution (EFC)

Brown University awards financial aid to supplement, not replace, your family's ability to pay.

The EFC is calculated using two standard methodologies for needs analysis -- the Federal Methodology and the Institutional Methodology.

Federal Methodology (FM)

This formula is used to determine eligibility for all federal aid, including Pell Grants, Stafford Loans, Perkins Loans, Work-Study, and most state scholarship aid. The EFC is determined from the data provided on the Free Application for Federal Student Aid (FAFSA) and verified using data from federal tax returns and other supplemental documents. When calculating the EFC, FM excludes some forms of income and expenses, and eliminates some assets from consideration.

Institutional Methodology (IM)

Most colleges and universities awarding institutional scholarship funds use some variation of the Institutional Methodology as established by the College Board. Brown University’s IM adheres to additional policies when reviewing each student's eligibility for scholarship assistance. This analysis includes several income and asset factors not considered in FM. We believe in most instances that the Institutional Methodology of needs analysis more accurately determines a family's ability to pay for education. Typically, this EFC will appear on your award letter from the University. However, there are situations where the IM calculation may actually be lower than the FM calculation due to slight differences in the tables and indexes used to calculate the contribution.